Adam Granger is a Home Mortgage Consultant with HomeServices Lending, LLC., an Affiliate of Wells Fargo Home Mortgage.  He is a frequent commentator at RealEstateOnTap and can be reached at 954-306-7218 or by emailing him here.

30 Year Fixed vs. 5 – Year ARM

I was doing some research and found out that people do not stay in their homes or the loan that they are in for more than five years!!!!!!  So what does this mean?  It means that people pay far too high a rate of interest!  The difference between a $250,000.00 mortgage on a 30 year fixed and a 5/1 ARM is $12,966.00 savings over 5 years.  Why oh why do people always want to do a 30 year fixed rate loan?  I ask you!

Adam Granger is a Home Mortgage Consultant with HomeServices Lending, LLC., an Affiliate of Wells Fargo Home Mortgage.  He can be reached at 954-306-7218 or by emailing him here.

Welcome to Southwest Ranches, FL

5800 SW 196th Lane in Southwest Ranches, FL is a beautiful home offering 4 bedrooms, 4 full baths and 2 half-baths.  Its spans, 4,995 square feet and sits on 1.25 acres of manicured grounds. Relaxed sophistication with fantastic curb appeal. A winding stone path leads to a front porch, picture perfect for rocking chairs. Inside is just as comfortable with expansive master wing upstairs (featuring office, morning bar, sitting area & separate steam room in master bath).  Downstairs features include a family room perfect for entertaining (with wet bar & fireplace), formal dining & eat-in kitchen. Outside is a pool/patio area with spray misters to cool you in the summer. Dynamic for entertaining & surrounded by lush, tropical foliage. Canopy/breezeway bridges the inviting pool to the expansive yard.  Just a well thought out design in every way and meticulously maintained.

Where Rural and City Collide

Southwest Ranches, FL offers families the best in schools, dining, sports and more.  The proximity to airports, places of worship and the beaches make it a great place to call home and the relaxed manner with which the City is maintained make it a place that the laid-back, equestrian set love to call home.  I am happy to offer this property for sale at $920,000.  To see more, go here.

If you own a luxury property that you may consider offering for sale, call Jason A. Kapit, Esq, (954.650.4443) or contact via email.  Listing your home for sale is not something you should do on a whim.  Chances of it selling to your neighbor are slim at best.  Sure, there are locals who will show interest but the name of this game is “reach”, that is, how far and to how many QUALIFIED buyers can we showcase your property?  I’m available anytime to talk.

Every once in a while, a home comes along for sale that is really special.  It seems to have everything.  The location, the lot, the view, the finishes, the upgrades!  2174 Quail Roost Drive in Weston, Florida is just such a home, offering the best of everything and listed under the seven figure mark.

Location

Located in Weston Hills Country Club in Weston, FL, the home is perfectly positioned on a short cul-de-sac, spans a 1/2 acre and overlooks pool and lake.  It boasts a beautiful landscaped entrance,  a pavered, circular drive, 3-car garage and wrought iron & glass doors.

Once Inside

You are greet by 24″ marble and wood flooring and dramatic living room with glass chandelier and wall waterfall system.  The custom millwork and crown molding extends throughout.  The gourmet kitchen is a chef’s delight with appliances from Subzero, Miele, Wolf, Asko and Dacor.  Entertaining is easy with a fantastic family room complete with built in fish tank and bar area.  Upstairs you will find 4 spacious bedrooms, 3 baths and an executive alcove office, perfect for keeping the household running.

Pool & Patio

South Florida is the sun capital and there is no better place to enjoy it than right in your own backyard.  The exterior space was built for entertaining.  Start with privacy hedges running along both sides of the home.  Add tree-lined Royal Palms, a gorgeous pool, a complete summer kitchen and then fully fence the entire property so that your pets can run free and voila … you have the makings of the perfect spot.

The Total Package

Weston, FL offers families the best in schools, dining, sports and more.  The proximity to airports, places of worship and the beach make it a great place to call home and the manner with which the City is maintained make it a place tens of thousands love to call home.  I am happy to offer this property for sale at $940,000.  To see more, go here.

If you own a luxury property that you may consider offering for sale, call Jason A. Kapit, Esq, (954.650.4443) or contact via email.  Listing your home for sale is not something you should do on a whim.  Chances of it selling to your neighbor are slim at best.  Sure, there are locals who will show interest but the name of this game is “reach”, that is, how far and to how many QUALIFIED buyers can we showcase your property?  I’m available anytime to talk.

Riverstone is a very unique community located in the town of Davie, FL.  We just listed this stunning waterfront home for rent.  The 4,016 sq. ft. home is Mediterranean-inspired and surrounded by extended water views on three sides of the property,

What does Riverstone have to offer?

The magnificent waterfall entry, complete with bridge and lush topical foliage says it all.  An impressive 24hr-staffed & gated lakefront community with 308 estate homes sitting on over-sized lots, with the majority of homes located on cul-de-sac streets with water views.  Common areas are just as impressive as Riverstone offers a fabulous recreational party pavilion, 3 tennis courts and a full basketball court. Additionally, there are numerous tot lots, walking/jogging and biking paths throughout as well as a secure school bus shelter with ample parking for parents.

David Betancourt, and his team specialize in luxury & waterfront estates throughout Broward County. We like to refer to our enhanced client services as the “Gateway to Broward’s Finest Estates”. To arrange a private showing or for information about how we might handle the marketing and listing of your home. please contact us anytime.

When Oscar needed help finding his FIRST home, David Betancourt was there, combing through hundreds of properties to find the best deal in the neighborhood Oscar wanted.  Finally, after careful evaluation, they put together a deal on this home which ultimately closed without a hitch.

“My experience having worked with one of EWM’s professionals was most gratifying.  My EWM realtor not only took the time to get to know me; He also took the time to listen and understand what my needs were. Having a good understanding of what I was looking for, David B. worked with me for several months until we found the perfect home for me, in the right neighborhood, and his industry-experience played a key role in making sure i paid the right price for my new home.

From the amount of time spent searching, to the valuable advise given throughout the process, to the ability to work around my schedule, my experience with EWM was the best that a first-time home-buyer could ever wish for.  The professionalism in which my case was handled, and knowing that I was working with a team of professionals made me feel I was in good hands through the closing of my new home on May – 2010. Thank You, David B for all your hard work, and helping a dream become true.  Sincerely, Oscar Gutierrez” (comment from happy Buyer, Oscar Gutierrez standing next to “EWM Guys” team member David Betancourt)

When it comes to helping first time home buyers, we have the tools, technology, law and business backgrounds and above all else, the attitude to find you your dream home. Call or contact us to find out what we can do for you!

offered at $279,000 … LIGHT, BRIGHT COURTYARD HOME FEATURES 2 BED / 2 BATH IN THE MAIN HOUSE AND SEPARATE GUEST HOUSE WITH 1 BED / 1 BATH (currently used as a home office).  WONDERFUL NEIGHBORHOOD MAKES THIS A GREAT PLACE TO START AND THE PRICE IS RIGHT! PROPERTY IS A SHORT SALE. SELLER TO PAY TITLE INSURANCE AND CHOOSE TITLE AGENT.

We get homes sold fast – even short sales!  Call 954-347-3799 to discuss selling your home or enroll NOW on our “Property Search” page to be automatically emailed the listings of your choice!

updated!!! sold as a short sale in under 45 days for $105,500

offered at $124,900 … WELL PRICED TOWNHOME! ATTORNEY ASSISTED SHORT SALE. THIS IS AS PRISTINE AS IT GETS. WELL APPOINTED 3 BED, 2 BATH, 1-CAR GARAGE TOWNHOME WITH GORGEOUS FLOORS, KITCHEN, BATHROOMS.  WONDERFUL VIEW AND PHENOMENAL POOL AND TENNIS FACILITIES MAKE THIS A MUST SEE! SELLER TO PAY TITLE INSURANCE AND CHOOSE TITLE AGENT. CALL JAMES TO SHOW.

Call 954-347-3799 to set your appointment today or enroll NOW on our “Property Search” page to be automatically emailed the listings of your choice!  We can get short sales closed quick.  The process does NOT have to be never-ending.  Let us help you get out of a bad situation.  Our legal team stand ready to help you now.

Great News For Foreigners!

Instead of tying up all your cash when investing in Real Estate, you now have the option of financing up to 70% of the property value. We can finance all type of residential properties including high rise condos, town homes, condo-hotels and single family. Also, we can finance up to 2 properties per investor and title of property can be under a corporation name.

Minimums and Maximums

Minimum loan amount is 100K and there is no maximum. We go up to $2Mill plus.

Qualifications

To qualify is easier than ever, all we need is an accountant letter from country of origin referencing income for the past 2 years and current, 1 banking credit reference with a 24 month history, current visa and passport and if all funds for the purchase are in a US bank account, no questions asked.

An award-winning mortgage banker, Andres has consistently proven to be one of the best in the industry. Contact Andres today at 786.556.1115 or via email to receive the personalized service you deserve and the home financing solutions you need!

90 Day Reprieve

We’ve passed the June 30 deadline for extending the tax credit deadline, but finally the U.S. Congress approved a bill extending the closing deadline for home buyers trying to take advantage of tax credits ($8k for first timers and $6,500 for primary residences).

Must Have Been Under Contract By April 30, 2010

Home buyers with contracts signed by April 30 who failed to go to closing by the June 30 deadline will now have until September 30 to complete their purchases, assuming that the President signs it.