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	<title>Real Estate On Tap by Jason A. Kapit, Esq. &#187; Headlines</title>
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	<description>South Florida&#039;s cyberSPOT for real estate Buyers, Sellers, Investors, Professional Athletes &#38; CEOs</description>
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		<itunes:summary>South Florida#039;s cyberSPOT for real estate Buyers, Sellers, Investors, Real Estate Pros amp; Leaders of Industry!</itunes:summary>
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		<itunes:category text="Society &amp; Culture"/>
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			<itunes:email>REOTemail@gmail.com</itunes:email>
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			<title>Real Estate On Tap by Jason A. Kapit, Esq.</title>
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		<title>Jen Keller, REOT&#8217;s newest addition for 2012</title>
		<link>http://realestateontap.com/2012/01/09/jen-keller-reots-newest-addition-for-2012/</link>
		<comments>http://realestateontap.com/2012/01/09/jen-keller-reots-newest-addition-for-2012/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 14:49:21 +0000</pubDate>
		<dc:creator>Jason A. Kapit, Esq.</dc:creator>
				<category><![CDATA[Buyers]]></category>
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		<category><![CDATA[Weston, FL]]></category>

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		<description><![CDATA[A Fresh Face Joins the Team in 2012
Jason A. Kapit, Esq. never rests.  Always tweaking the model, always building on success and continuously striving to better the team&#8217;s ability to serve our most precious commodity, our clients!  To that end, we welcome Jen Keller.  Born in Miami, raised in North Miami Beach and  Miami [...]]]></description>
			<content:encoded><![CDATA[<h3><a rel="attachment wp-att-2221" href="http://realestateontap.com/2012/01/09/jen-keller-reots-newest-addition-for-2012/jen-keller-_about-page-3/"><img class="alignleft size-full wp-image-2221" title="Jen Keller _about page" src="http://realestateontap.com/files/2012/01/Jen-Keller-_about-page.jpg" alt="Jen Keller _about page" /></a><strong>A Fresh Face Joins the Team in 2012</strong></h3>
<p>Jason A. Kapit, Esq. never rests.  Always tweaking the model, always building on success and continuously striving to better the team&#8217;s ability to serve our most precious commodity, our clients!  To that end, we welcome Jen Keller.  Born in Miami, raised in North Miami Beach and  Miami Beach, Jen is a  South Florida native through and through.  She is married to  Jonathan,  a prominent Workers Comp attorney, for 15 years and has 3 children.  They currently reside in Weston, FL where they are very active in the  community and charity  organizations.</p>
<h3><strong>Education</strong></h3>
<p>Jen is a graduate of the University of Maryland (<em>Go Terps!</em>) with degrees in Health  Science and Psychology.</p>
<h3><strong>Work Experience and How It Relates To You</strong></h3>
<p>Jen worked at Mt. Sinai hospital for 10 years as the Infertility  Program Coordinator. She has helped hundreds of couples become proud  parents! Following her career, she worked in Event Planning for a large   corporation handling special events for high-profile clients.  She has  planned events for celebrities gracing every cover.  <em><strong>How are the two  jobs related and more importantly, how can her experience help you?</strong></em> Quite simply, Jen has a keen ability to help people during their most  important moments, parenthood, wedding, etc.  She understands the  importance of communication, detail and most importantly <span style="text-decoration: underline;">RESULTS</span>.  This  was such a natural fit, it was only a matter of time before this  collaboration ensued.</p>
<h3><strong>Focus and Concentration in Real Estate</strong></h3>
<p>Through Jen&#8217;s social network and myriad of contacts, she will focus  exclusively in the luxury home segment of Parkland and Weston&#8217;s premier  communities. When asked about the latest addition to his team, Kapit  commented, &#8220;<span>I have no doubt she will quickly become a force in  Broward County&#8217;s residential real estate market.  <em><strong>Look at her resume &#8230;  years of dealing with high end clientele, serious attention to  detail,  amazing confidence and a keen ability to always make people feel  comfortable </strong></em></span><em><strong><span> at their most vulnerable.  Its a recipe for success, especially in this industry.&#8221;</span></strong></em></p>
<h3><strong>The Team Approach</strong></h3>
<p>Jen is part of Jason Kapit’s Team (RealEstateOnTap) at <span><a href="http://www.ewm.com/company/" target="_blank">EWM Christies International</a></span>,  operating East &amp; West with offices in Las Olas and Weston Town  Center.  He concentrates his efforts on high-end  residential properties  and luxury communities.  &#8220;We have been able to  establish an  extraordinary resume marketing luxury real estate.  The Team combines  experience and knowledge of the South Florida  market, selling over  $30,000,000 in 2011 and representing 5 of the 9 highest sales throughout  Cooper City, Parkland and Southwest Ranches, FL.&#8221;</p>
<p><strong>Visit us at <a href="http://www.realestateontap.com/" target="_blank">www.realestateontap.com</a> and </strong><em><strong>bookmark our site</strong></em><strong>.  You may not be ready to buy or sell now, but we are here when you need us!</strong><a href="http://www.realestateontap.com/" target="_blank"><span style="color: blue"><br />
</span></a></p>
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		<title>Kapit Sells Crown Jewel in Parkland Golf &amp; Country Club</title>
		<link>http://realestateontap.com/2011/12/11/kapit-sells-crown-jewel-in-parkland-golf-country-club/</link>
		<comments>http://realestateontap.com/2011/12/11/kapit-sells-crown-jewel-in-parkland-golf-country-club/#comments</comments>
		<pubDate>Sun, 11 Dec 2011 13:59:12 +0000</pubDate>
		<dc:creator>Jason A. Kapit, Esq.</dc:creator>
				<category><![CDATA[Buyers]]></category>
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		<category><![CDATA[rick bell]]></category>
		<category><![CDATA[stonegate blvd]]></category>
		<category><![CDATA[toll brothers]]></category>
		<category><![CDATA[villa positano]]></category>
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		<guid isPermaLink="false">http://realestateontap.com/?p=2083</guid>
		<description><![CDATA[Just In Time For The Holidays!
It was only a matter of time before a Buyer might recognize just how spectacular &#8220;Villa Positano&#8221; was.  Sitting in the quiet and private cul-de-sac of the &#8220;Grand Estates&#8221; section of PGCC, the 10,000+ square foot home has one of the prettiest views imaginable overlooking pool, golf, scenic bridge and [...]]]></description>
			<content:encoded><![CDATA[<h3><a href="http://www.parklandgolfestate.info"><img class="alignleft size-full wp-image-2087" title="villaposit" src="http://realestateontap.com/files/2011/12/villaposit.jpg" alt="villaposit" /></a><strong>Just In Time For The Holidays!</strong></h3>
<p>It was only a matter of time before a Buyer might recognize just how spectacular &#8220;Villa Positano&#8221; was.  Sitting in the quiet and private cul-de-sac of the &#8220;Grand Estates&#8221; section of PGCC, the 10,000+ square foot home has one of the prettiest views imaginable overlooking pool, golf, scenic bridge and lake. Everything about the home was carefully thought out and ultimately, it attracted the likes of an astute Buyer.</p>
<p><em>&#8220;The truth of the matter was that there were multiple bidders and someone had to win.  Landmark Custom Homes has been building quality homes in South Florida for decades, and with this sale, makes a dramatic segueway into Parkland Golf &amp; Country Club&#8217;s luxury community.  Of course there were challenges, but that has been an understatement in the world of real estate.  At the end of the day, this will be the catalyst for even more extravagant homes to be built within the subdivision.  Although (laughs), none will ever replicate this stunning view.  The old mantra LOCATION, LOCATION, LOCATION couldn&#8217;t ring truer.&#8221;</em></p>
<p><em><strong>Jason A. Kapit, Esq. is an agent with EWM Christies International and has single-handedly sold 3 of the 6 most expensive properties in Parkland, FL in 2011.  For more information about how he can assist you in the sale of your luxury home, contact him at 954.650.4443 or via <a href="mailto:reotemail@gmail.com" target="_blank">email</a>.</strong><br />
</em></p>
<p><em><br />
</em></p>
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		<title>Dolphins put the SmackDown on Raiders</title>
		<link>http://realestateontap.com/2011/12/04/dolphins-put-the-smackdown-on-raiders/</link>
		<comments>http://realestateontap.com/2011/12/04/dolphins-put-the-smackdown-on-raiders/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 02:12:28 +0000</pubDate>
		<dc:creator>Jason A. Kapit, Esq.</dc:creator>
				<category><![CDATA[Headlines]]></category>
		<category><![CDATA[Weekend Update]]></category>
		<category><![CDATA[don shula]]></category>
		<category><![CDATA[dwight stephenson]]></category>
		<category><![CDATA[jake scott]]></category>
		<category><![CDATA[jim mandich]]></category>
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		<guid isPermaLink="false">http://realestateontap.com/?p=2074</guid>
		<description><![CDATA[Congratulations Coach Sparano, Jim Mandich and the entire Miami Dolphins Football Team!
In convincing fashion and looking like the Dolphins of old, week 13 had Dolphins fans saying &#8220;what if&#8221; based on their play today.  Looking unstoppable on both sides of the ball as well as special teams, the Miami Dolphins beat up on the Oakland [...]]]></description>
			<content:encoded><![CDATA[<h3><a rel="attachment wp-att-2075" href="http://realestateontap.com/2011/12/04/dolphins-put-the-smackdown-on-raiders/dolphins-win-big/"><img class="alignleft size-full wp-image-2075" title="dolphins win big" src="http://realestateontap.com/files/2011/12/dolphins-win-big.jpg" alt="dolphins win big" /></a><strong>Congratulations Coach Sparano, Jim Mandich and the entire Miami Dolphins Football Team!</strong></h3>
<p>In convincing fashion and looking like the Dolphins of old, week 13 had Dolphins fans saying &#8220;what if&#8221; based on their play today.  Looking unstoppable on both sides of the ball as well as special teams, the Miami Dolphins beat up on the Oakland Raiders 34-14 on a special day at Sun Life Stadium.</p>
<p>Jim Mandich, the former Dolphins tight end and local radio personality,  died in April due to complications from bile duct cancer. And today, the  Dolphins added him to their Honor Roll, which rings the upper deck of  Sun Life Stadium. Mandich’s name took its place alongside former  teammate Bill Stanfill.</p>
<p>When you have the likes of Don Shula, past Dolphin Hall of Famers and the Mandich Family highlighting your halftime show, it&#8217;s a pretty tough act to follow.  Today&#8217;s performance made everyone proud and reminded us what a great club we were, are and can ultimately be again.</p>
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		<title>EWM #1 In Luxury Sales</title>
		<link>http://realestateontap.com/2011/09/18/ewm-1-in-luxury-sales/</link>
		<comments>http://realestateontap.com/2011/09/18/ewm-1-in-luxury-sales/#comments</comments>
		<pubDate>Sun, 18 Sep 2011 11:25:30 +0000</pubDate>
		<dc:creator>Jason A. Kapit, Esq.</dc:creator>
				<category><![CDATA[Buyers]]></category>
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		<category><![CDATA[Home Owners]]></category>
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		<category><![CDATA[christies great estates]]></category>
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		<guid isPermaLink="false">http://realestateontap.com/?p=1937</guid>
		<description><![CDATA[
You Can&#8217;t Argue With Solid Numbers
These numbers are very telling about our market share in the luxury residential space of South Florida&#8217;s real estate market.  Our ability to reach buyers WORLDWIDE through ingenious online and print media marketing has propelled us to the top of the list.  We are the most sought after real estate [...]]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-full wp-image-1942" title="ewm luxury leader aug 2011" src="http://realestateontap.com/files/2011/09/ewm-luxury-leader-aug-20111.jpg" alt="ewm luxury leader aug 2011" /></p>
<h3><strong>You Can&#8217;t Argue With Solid Numbers</strong></h3>
<p>These numbers are very telling about our market share in the luxury residential space of South Florida&#8217;s real estate market.  Our ability to reach buyers WORLDWIDE through ingenious online and print media marketing has propelled us to the top of the list.  We are the most sought after real estate firm to assist luxury homeowners in the marketing, negotiation and ultimate sale of their residences.</p>
<p><em><strong>For more information on how I can help, please contact me directly at 954.650.4443 or via <a href="mailto:reotemail@gmail.com" target="_blank">email</a>.</strong></em></p>
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		<title>Daily Business Review &#8211; DBR Reports PG&amp;CC Record Sale</title>
		<link>http://realestateontap.com/2011/08/19/daily-business-review-dbr-reports-pgcc-record-sale/</link>
		<comments>http://realestateontap.com/2011/08/19/daily-business-review-dbr-reports-pgcc-record-sale/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 12:13:21 +0000</pubDate>
		<dc:creator>Jason A. Kapit, Esq.</dc:creator>
				<category><![CDATA[Headlines]]></category>
		<category><![CDATA[Parkland, FL]]></category>
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		<guid isPermaLink="false">http://realestateontap.com/?p=1873</guid>
		<description><![CDATA[
Jason A. Kapit, Esq. sets record in Parkland Golf &#38; CC for 2011.
7240 Lemon Grass Drive, a spectacular “Almeria” model has just sold   for $1,375,000.  The 5 bedroom home, just under 6,000 sq. ft. had   phenomenal pool, lake and golf course views and ultimately sold on   August 15th, 2011 [...]]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-full wp-image-1874" title="DBR_brogdon sale" src="http://realestateontap.com/files/2011/08/DBR_brogdon-sale.jpg" alt="DBR_brogdon sale" /></p>
<h3><strong>Jason A. Kapit, Esq. sets record in Parkland Golf &amp; CC for 2011.</strong></h3>
<p>7240 Lemon Grass Drive, a spectacular “Almeria” model has just sold   for $1,375,000.  The 5 bedroom home, just under 6,000 sq. ft. had   phenomenal pool, lake and golf course views and ultimately sold on   August 15th, 2011 after garnering multiple offers.  <em>If you would like to learn more about the services we provide, call anytime (954.650.4443) or <a href="mailto:reotemail@gmail.com" target="_blank">email</a> to discuss listing your home for sale.</em></p>
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		<title>Buyers Rejected for Loans Can Now Find Out Why</title>
		<link>http://realestateontap.com/2011/07/26/buyers-rejected-for-loans-can-now-find-out-why/</link>
		<comments>http://realestateontap.com/2011/07/26/buyers-rejected-for-loans-can-now-find-out-why/#comments</comments>
		<pubDate>Wed, 27 Jul 2011 02:58:46 +0000</pubDate>
		<dc:creator>ahgranger</dc:creator>
				<category><![CDATA[Buyers]]></category>
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		<description><![CDATA[Now, starting this week, lenders have to let you know why your not getting the best rate.  They also will let you know why you have been turned down for a loan as well.  This is all due to the Dodd-Frank act.  So what do you think?  Is this good or just [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-1840" title="dodd frank" src="http://realestateontap.com/files/2011/07/dodd-frank.jpg" alt="dodd frank" />Now, starting this week, lenders have to let you know <em><strong>why</strong></em> your not getting the best rate.  They also will let you know why you have been turned down for a loan as well.  This is all due to the Dodd-Frank act.  So what do you think?  Is this good or just another thing to slow down the process?   This piece of legislation has changed the landscape quite a bit!  The GFE (good faith estimate) that was once a 1-pager now is 9 pages.  Easier, better disclosure &#8230; I think not!  What is your take on this new legislation?</p>
<p><em><strong>Adam Granger is a Home Mortgage Consultant with HomeServices    Lending, LLC., an Affiliate of Wells Fargo Home Mortgage.  He is a  frequent commentator at RealEstateOnTap and can be   reached at  954-306-7218 or by emailing him <a href="mailto:adam.h.granger@homesvclending.com" target="_blank">here</a>.</strong></em></p>
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		<title>Short Sale Fraud Plagues The Housing Market</title>
		<link>http://realestateontap.com/2011/07/15/short-sale-fraud-plagues-the-housing-market/</link>
		<comments>http://realestateontap.com/2011/07/15/short-sale-fraud-plagues-the-housing-market/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 16:33:11 +0000</pubDate>
		<dc:creator>ahgranger</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Headlines]]></category>
		<category><![CDATA[Short Sales / Foreclosure / REO]]></category>
		<category><![CDATA[adam granger]]></category>
		<category><![CDATA[cnn money]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[short sale fraud]]></category>
		<category><![CDATA[straw buyer]]></category>
		<category><![CDATA[wells fargo home mortgage]]></category>

		<guid isPermaLink="false">http://realestateontap.com/?p=1825</guid>
		<description><![CDATA[
Who&#8217;s To Blame?
Recent article on CNN Money talks about this issue.  Now is it not bad enough that the housing market has the issues it has with value and foreclosures that it has to deal with people trying to manipulate the system?  I ask you?  Please I want to hear how other [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-1827" title="fraud" src="http://realestateontap.com/files/2011/07/fraud.jpg" alt="fraud" /></p>
<h3><strong>Who&#8217;s To Blame?</strong></h3>
<p>Recent article on CNN Money talks about this issue.  Now is it not bad enough that the housing market has the issues it has with value and foreclosures that it has to deal with people trying to manipulate the system?  I ask you?  Please I want to hear how other people feel about the situation where there are people who are coming in buying a home in a short sale and flipping it for significant profits!  Is it the banks fault or is it greed from the investor who is a straw buyer, buying and flipping the property?   Per Freddie Mac 13% of all home sales are short sales!  So tell me what you think!</p>
<p><em><strong>Adam Granger is a Home Mortgage Consultant with HomeServices   Lending, LLC., an Affiliate of Wells Fargo Home Mortgage.  He is a frequent commentator at RealEstateOnTap and can be   reached at 954-306-7218 or by emailing him <a href="mailto:adam.h.granger@homesvclending.com" target="_blank">here</a>.</strong></em></p>
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		<title>Home Prices Rise, Snapping 8-Month Decline!</title>
		<link>http://realestateontap.com/2011/06/28/home-prices-rise-snapping-8-month-decline/</link>
		<comments>http://realestateontap.com/2011/06/28/home-prices-rise-snapping-8-month-decline/#comments</comments>
		<pubDate>Tue, 28 Jun 2011 14:04:40 +0000</pubDate>
		<dc:creator>ahgranger</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Headlines]]></category>
		<category><![CDATA[Mortgage Mix]]></category>
		<category><![CDATA[adam granger]]></category>
		<category><![CDATA[ewm realtors]]></category>
		<category><![CDATA[ewm weston town center]]></category>
		<category><![CDATA[homeservices lending]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[shadow inventory]]></category>
		<category><![CDATA[wells fargo home mortgage]]></category>

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		<description><![CDATA[Front Page News On CNN Today
Why is this happening?  The answer is fairly simple &#8230; two reasons &#8230; first, it is the summer and summer is the time people tend to make new home purchases!  The second is more interesting and the oooohhhh wow piece to the puzzle &#8230; shadow inventory.  Now what does that mean?  The banks [...]]]></description>
			<content:encoded><![CDATA[<h3><img class="alignleft size-full wp-image-1788" title="prices up" src="http://realestateontap.com/files/2011/06/prices-up.jpg" alt="prices up" /><strong>Front Page News On CNN Today</strong></h3>
<p>Why is this happening?  The answer is fairly simple &#8230; two reasons &#8230; first, it is the summer and summer is the time people tend to make new home purchases!  The second is more interesting and the <em>oooohhhh wow</em> piece to the puzzle &#8230; shadow inventory.  Now what does that mean?  The banks are just not putting all the homes that they have for sale <em>up for sale</em>!  This way, prices go up and the banks inventory potentially will have a value.  And this will not stop for a while, not until the housing market becomes more stable.  And this time frame varies from professional to professional &#8230; some say two years some say as long as five years &#8230; whatever you believe it seems like we have a ways to go!</p>
<p><em><strong>Adam Granger is a Home Mortgage Consultant with HomeServices Lending, LLC., an Affiliate of Wells Fargo Home Mortgage.  He can be reached at 954-306-7218 or by emailing him <a href="mailto:adam.h.granger@homesvclending.com" target="_blank">here</a>.</strong></em></p>
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		<title>Latest UPDATE &#8211; Chinese Drywall New Remediation Protocol</title>
		<link>http://realestateontap.com/2011/03/18/latest-update-chinese-drywall-new-remediation-protocol/</link>
		<comments>http://realestateontap.com/2011/03/18/latest-update-chinese-drywall-new-remediation-protocol/#comments</comments>
		<pubDate>Sat, 19 Mar 2011 00:14:48 +0000</pubDate>
		<dc:creator>Jason A. Kapit, Esq.</dc:creator>
				<category><![CDATA[Buyers]]></category>
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		<category><![CDATA[Hot Topics]]></category>
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		<category><![CDATA[chinese drywall]]></category>
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		<category><![CDATA[remediation]]></category>
		<category><![CDATA[remediation protocol]]></category>

		<guid isPermaLink="false">http://realestateontap.com/?p=1602</guid>
		<description><![CDATA[



FOR IMMEDIATE RELEASE
March 18, 2011
Release        #11-176

CPSC Hotline:        (800) 638-2772
CPSC Media Contact: (301) 504-7908
HUD Media        Contact: (202) 708-0685



CPSC and HUD Issue Updated  Remediation Protocol for Homes with Problem Drywall
WASHINGTON,  D.C. &#8211; The U.S. [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-1603" src="http://realestateontap.com/files/2011/03/ChineseDrywall-525x295.jpg" alt="ChineseDrywall-525x295" /></p>
<table style="height: 46px" border="0" cellpadding="0" width="609">
<tbody>
<tr>
<td valign="top">FOR IMMEDIATE RELEASE<br />
March 18, 2011<br />
Release        #11-176</td>
<td valign="top">
<p align="right"><strong>CPSC Hotline:        <a href="%28800%29%20638-2772" target="_blank">(800) 638-2772</a></strong><br />
CPSC Media Contact: <a href="%28301%29%20504-7908" target="_blank">(301) 504-7908</a><br />
HUD Media        Contact: <a href="%28202%29%20708-0685" target="_blank">(202) 708-0685</a></td>
</tr>
</tbody>
</table>
<h2>CPSC and HUD Issue Updated  Remediation Protocol for Homes with Problem Drywall</h2>
<p>WASHINGTON,  D.C. &#8211; The U.S. Consumer Product Safety Commission (CPSC) and the U.S.  Department of Housing and Urban Development (HUD) are issuing an updated <a href="http://www.cpsc.gov/info/drywall/Remediation031811.pdf" target="_blank">remediation  protocol</a> (pdf) for homes with problem drywall.<span id="more-1602"></span> A <a href="http://www.cpsc.gov/info/drywall/electrical031811.pdf%20" target="_blank">study</a> (pdf)  conducted on behalf of CPSC by Sandia National Laboratories in New Mexico, finds  no evidence of a safety hazard to home electrical systems. Sandia simulated  long-term exposure of wiring and other electrical components to hydrogen sulfide  gas, which is associated with problem drywall.</p>
<p>Based on  this study, CPSC and HUD staff, representing the Interagency Task Force on  Problem Drywall, are no longer recommending the removal of all electrical wiring  in homes with problem drywall. This change in the government&#8217;s protocol may  reduce the cost of remediation for many homes.</p>
<p>After  simulating more than 40 years of corrosive conditions that could exist in  problem drywall homes, Sandia staff did not observe any acute or long-term  electrical safety events, such as smoking or fire. Corrosion and blackening of  the exposed electrical components did occur and was observed to be consistent  with the characteristic corrosion reported to CPSC by thousands of consumers.  Based on this study, it is the belief of the staffs of CPSC, HUD and Sandia that  long-term exposure of wiring and other electrical components to hydrogen sulfide  gases does not indicate a safety hazard to a home&#8217;s electrical  systems.</p>
<p>With these  changes, the remediation guidance for homes with problem drywall calls for the  replacement of all:</p>
<ul>
<li>problem drywall;</li>
<li>fire safety alarm    devices, including smoke and carbon monoxide alarms;</li>
<li>electrical    distribution components, including receptacles, switches and circuit breakers;    and</li>
<li>gas service piping    and fire suppression sprinkler systems.</li>
</ul>
<p>CPSC and HUD  staffs are also issuing an updated <a href="http://www.cpsc.gov/info/drywall/IDguidance031811.pdf" target="_blank">identification  guidance</a> (pdf), which broadens the range of installation years of affected  homes to include homes where drywall was installed as late as 2009. Importantly,  the drywall installed in 2009 had been previously imported during the years  2006-2007 and does not represent any new importation of problem  drywall.</p>
<p>The staffs  of CPSC and HUD believe that following the updated <a href="http://www.cpsc.gov/info/drywall/guidancesummary.pdf" target="_blank">identification and  remediation protocols</a> (pdf) will enable homeowners to correctly identify  homes containing problem drywall and comprehensively remediate those homes to  address any potential health and safety issues associated with the problem  drywall.</p>
<p>CPSC is in  the final stages of completing its scientific investigation into problem  drywall. For additional findings from the Interagency Drywall Task Force&#8217;s  investigation, visit <a href="http://www.drywallresponse.gov/" target="_blank">www.DrywallResponse.gov</a></p>
<p>&#8212;The U.S.  Consumer Product Safety Commission is charged with protecting the public from  unreasonable risks of injury or death from thousands of types of consumer  products under the agency&#8217;s jurisdiction. The CPSC is committed to protecting  consumers and families from products that pose a fire, electrical, chemical, or  mechanical hazard. The CPSC&#8217;s work to ensure the safety of consumer products &#8211;  such as toys, cribs, power tools, cigarette lighters, and household chemicals &#8211;  contributed significantly to the decline in the rate of deaths and injuries  associated with consumer products over the past 30 years.</p>
<p>To report a  dangerous product or a product-related injury, call CPSC&#8217;s Hotline at (800)  638-2772 or CPSC&#8217;s teletypewriter at <a href="%28301%29%20595-7054" target="_blank">(301) 595-7054</a>. To join a CPSC e-mail  subscription list, please go to <a href="https://www.cpsc.gov/cpsclist.aspx" target="_blank">https://www.cpsc.gov/cpsclist.aspx</a>.  Consumers can obtain recall and general safety information by logging on to  CPSC&#8217;s Web site at <a href="http://www.cpsc.gov/" target="_blank">www.cpsc.gov</a></p>
<p>HUD&#8217;s  mission is to create strong, sustainable, inclusive communities and quality  affordable homes for all. HUD is working to strengthen the housing market to  bolster the economy and protect consumers; meet the need for quality affordable  rental homes: utilize housing as a platform for improving quality of life; build  inclusive and sustainable communities free from discrimination; and transform  the way HUD does business. More information about HUD and its programs is  available on the Internet at <a href="http://www.hud.gov/" target="_blank">www.hud.gov</a> and  <a href="http://espanol.hud.gov/" target="_blank">espanol.hud.gov</a></p>
<p><em><strong>Jason A. Kapit, Esq. acts as listing agent for many home seller&#8217;s trying to sell property with defective drywall.  This new protocol will markedly improve the value of these homes as remediation costs lessen.  Proper protocol will be far less invasive and the result will be an uptrend in these particular home values (whose prices have dwindled to unprecedented levels).  If you have any questions about buying or selling these types of homes, please contact us <a href="mailto:reotemail@gmail.com" target="_blank">here</a>.</strong></em></p>
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		<title>How Does Your Local Bank Fare?</title>
		<link>http://realestateontap.com/2011/03/11/how-does-your-local-bank-fare/</link>
		<comments>http://realestateontap.com/2011/03/11/how-does-your-local-bank-fare/#comments</comments>
		<pubDate>Fri, 11 Mar 2011 13:27:01 +0000</pubDate>
		<dc:creator>Jason A. Kapit, Esq.</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Headlines]]></category>
		<category><![CDATA[Mortgage Mix]]></category>
		<category><![CDATA[bank and finance]]></category>
		<category><![CDATA[bank downgrades]]></category>
		<category><![CDATA[bank upgrades]]></category>
		<category><![CDATA[south florida banking]]></category>
		<category><![CDATA[south florida banks]]></category>

		<guid isPermaLink="false">http://realestateontap.com/?p=1585</guid>
		<description><![CDATA[The Latest On Local Banks
There are ratings for everything and banks are no exception.  We have seen unprecedented issues over the past 5 years as it relates to the unwinding of banks and the sheer unwillingness to lend at any cost due to theories of unknown risk.  So why publish quarterly ratings of community banks [...]]]></description>
			<content:encoded><![CDATA[<h3><img class="alignleft size-full wp-image-1586" src="http://realestateontap.com/files/2011/03/Bank-Update_-03112011.jpg" alt="Bank Update_ 03112011" /><strong>The Latest On Local Banks</strong></h3>
<p>There are ratings for everything and banks are no exception.  We have seen unprecedented issues over the past 5 years as it relates to the unwinding of banks and the sheer unwillingness to lend at any cost due to theories of unknown risk.  So why publish quarterly ratings of community banks on a real estate site?</p>
<h3><strong>How This May Affect You</strong></h3>
<p>Suppose you have a mortgage with a local bank.  And suppose you are contemplating a sale of your home, a short sale at that.  Do you think a bank with limited resources or with dwindling assets is going to help facilitate the sale?  Not a chance.  Even if they want to, their by-laws and board members would prohibit it, even if it made financial sense.  Banks consist of many moving parts and their financial health will mean everything to you if in fact you need them to make a decision concerning a waiver of deficiency, etc.</p>
<h3><strong>Banking Relationships</strong></h3>
<p>Now is not the time to bank by geographic convenience or based upon a few local perks that the neighborhood bank may provide.  Strength, sustainability and a record that shows an ability to weather crisis is what you want in your financial institution.  Do your homework.  You work hard enough for your money.  Banks are doing no one any favors with the paltry interest they are paying on deposits.  The least they can do is assure you that your money is safe and that your situation is something that will be safeguarded and protected.</p>
<p><strong>If you have any questions or comments about short sales and the recent trends, feel free to leave a comment below or <a href="mailto:reotemail@gmail.com" target="_blank">contact me.</a></strong></p>
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